There are millions of self-employed, small-to-medium-sized business owners across the United States. These include realtors, insurance agents, contractors (builders, electricians, plumbers, painters, etc.), taxi, Uber/Lyft and truck drivers, accountants, lawyers, restauranteurs, landlords, and owners of all types of businesses. These people may make a lot of money but also deduct a ton of it. These people need to buy and/or refinance properties, too, and get equally good rates. We have some great solutions. 

You may be deposited a ton of money into your personal or business bank account every month. However, when tax season comes, you show very little and if you live in an expensive county such as those in the San Francisco Bay Area, you most likely not qualify for a mortgage. Well, we have good news for you and it’s not what you think: We don’t need hefty down payment from you, In fact, keep your money and simply bring just 10% of the purchase price as your down payment. We may be able to use 100% of your personal bank account deposits or 50 to 85% of your business bank statements, depending on your type of business. You see how this increases your chances to purchase a new property or refinance one that you may have? You can use our bank statement mortgage solution for either your personal residence, second home or investment property.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

You may be deposited a ton of money into your personal or business bank account every month. However, when tax season comes, you show very little and if you live in an expensive county such as those in the San Francisco Bay Area, you most likely not qualify for a mortgage. Well, we have good news for you and it’s not what you think: We don’t need hefty down payment from you, In fact, keep your money and simply bring just 10% of the purchase price as your down payment. We may be able to use 100% of your personal bank account deposits or 50 to 85% of your business bank statements, depending on your type of business. You see how this increases your chances to purchase a new property or refinance one that you may have? You can use our bank statement mortgage solution for either your personal residence, second home or investment property.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

If you are a landlord or want to be one, we don’t need your tax returns if you are not that proud of them. And who should blame you? It’s your money, so keep most of it. However, if you want to buy a new investment property all we require is 20% from you and a rent survey of the amount of rent that your investment property would generate on a monthly basis. If you own an investment property that you’d like to refinance, all we require is that you have 20% equity in it and that you are getting rental income. In some cases, we can tolerate a ratio of less than 1.

You may be deposited a ton of money into your personal or business bank account every month. However, when tax season comes, you show very little and if you live in an expensive county such as those in the San Francisco Bay Area, you most likely not qualify for a mortgage. Well, we have good news for you and it’s not what you think: We don’t need hefty down payment from you, In fact, keep your money and simply bring just 10% of the purchase price as your down payment. We may be able to use 100% of your personal bank account deposits or 50 to 85% of your business bank statements, depending on your type of business. You see how this increases your chances to purchase a new property or refinance one that you may have? You can use our bank statement mortgage solution for either your personal residence, second home or investment property.