Paul LeJoy
The Money Market Inc, Mortgage Solutions

The Money Market Inc. (TMMI)

was founded in February 2017 by our Managing Broker and CEO, Paul LeJoy. After working for several years in the tech industry, Paul became a real estate agent in 2005. By November that year, he quit his full time tech job and went full time into real estate.  He became a real estate broker in 2007 and founded Pacific Realty Partners (PRP), a real estate brokerage firm. The real estate market crashed at the end of 2007 and Paul wondered what he’d do next. He innovated and 2009 became one of his best years in real estate. PRP became one of the darlings in the Bay Area. In 2011 he started a real estate investment company called Community First USA, LLC (CFU). He and his investment partners bought foreclosed properties from Wells Fargo and Chase. Instead of these lenders deluging the communities with distressed assets, they sold them to CFU, who in turn, fixed them up and sold them to first-time home buyers. The latter were often assisted with down payment from local governments. Fast forward to 2017, these homes now had a ton of equity. A typical real estate agent would coax the owners to sell. But where would they move to? Prices were rising everywhere. Paul thought otherwise: what if he created a mortgage firm whereby these new owners would now refinance their homes and take out the equity to relocate to better neighborhoods or invest in other properties? Hence the birth of The Money Market Inc. And instead of providing only a set of mortgage products, Paul envisioned a company that would be like Amazon, a mortgage company providing every sort of mortgage solution out there, catering to all sorts of borrowers. And for those who are interested in using the platform to make money, Paul provided the opportunity to uberize the platform whereby business-minded individuals can now make money on demand, much like they do on platforms such as Uber, Lyft, AirBnB, but much better!

See What Our Clients Say About Us

The Amazon for Mortgage Solutions rightly fits what The Money Market say they are. They helped me get out of a terrible situation in my home in Newark, California, rescued me from it and got me a new home in Merced, California. I can’t thank Mr. Paul LeJoy and his team enough. Indeed, he offers loan products that meet every need, including mine, and I am eternally grateful for all the help he offered me and my kids

Marisol G. Merced, California

Marisol G. Merced, California

I was going through a tough time with the second mortgage on my home. There was no hope. Someone told me about Paul LeJoy. Paul offers a range of mortgage products. Through the help of one of his lenders, I was saved from my embarrassing situation. Thank you, Paul

Evangeline F. San Jose, California

 Evangeline F. San Jose, California

We bought our home several years ago and we had 2 mortgages. Paul approached us alerting us of the wisdom of consolidating the two loans into one. We followed his advice and he got us an interest rate of 2.75% instead of the 5% we had previously. Thanks to his advice, we now have a very comfortable mortgage

Wehnah N, Gilroy, California

Wehnah N, Gilroy, California

I bought my home back in 2008. Through the years, my home gained equity. Paul approached me in 2021 and advised me not only to reduce my interest rate from 4.75% to 2.75% but he was able to do that for me and still pull out $50,000 to invest elsewhere. That was amazing and I am glad he and his staff were able to do that for me

Dr. Carlet E, Pittsburg, California

Dr. Carlet E, Pittsburg, California
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